Privacy Policy

Our commitment

Nirmita Technologies LLC respects your privacy. FundLoop organizes rotating savings circles and shared expenses. FundLoop never holds, moves or processes money. This policy explains the information FundLoop handles and your choices.

Information FundLoop handles

• Account information: name, email and sign-in method (Apple, Google or email).
• Optional profile photo.
• Groups, members, invite codes and roles.
• Savings circle data: contribution amounts, schedule, payout order, payment confirmations and the payment method a member selects, such as “Cash App.”
• Shared expenses: description, amount, category, who paid, how it was split, notes and settle-up records.
• Device notification token for reminders.
• Basic security and abuse-prevention records.
• Electronic acceptance records: account, agreement version and time of acceptance.

Payment account details

FundLoop does not collect bank account, card, Cash App, Zelle or other payment account details. A selected payment method, such as “Cash App,” is a label recorded for the group; it is not access to a payment account.

Visible to other members

Other members can see your name, photo and username, and your payments, expenses and balances within groups you belong to.

How information is used

Information is used to provide savings-circle and shared-expense features, maintain group records, send reminders, operate and secure the app, prevent abuse and respond to support requests. We do not sell your data.

Service providers

FundLoop uses Google Firebase for authentication, database, cloud functions, file storage and push notifications, plus Apple and Google for sign-in. These providers process information needed to deliver their services under their terms and privacy policies.

Account deletion

You can delete your account inside the app by choosing Account → Delete account, or by emailing contact@nirmitatechnologies.com. Some records may be kept as needed for security, legal or dispute purposes.

Retention and security

Information is kept only as long as reasonably necessary to provide the service and meet security, legal or dispute needs. We use reasonable safeguards, but no digital service can guarantee absolute security.

Your choices

You can manage your profile and records in the app, decline optional device permissions, change notification settings, request account deletion or stop using FundLoop. Some features may not work without information they require.

Children

FundLoop is for users 18 and older. We do not knowingly collect personal information from anyone under 18. Contact us if you believe someone under 18 has provided personal information.

Changes

We may update this policy as the product changes. The effective date above identifies the current version.

Contact

Questions or privacy requests can be sent to contact@nirmitatechnologies.com.